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The only method of protecting yourself against HIV infection and other STIs is to use a condom. The Students' Union can provide you with FREE supplies and registering is quick and simple. We can provide you with condoms regardless of where you live/study and will send them by post if necessary. For more information, please contact the Students' Union Advice Centre on 01582 743264 or email either Louise.Tadiar@beds.ac.uk For further help and advice on sexual health please look at the following websites: www.dontcrossyourfingers.co.uk in Luton www.under-cover.org.uk in Bedford § The sooner you get some advice the better. Money problems don't just go away (no matter how we try to hide the phone bill in that drawer that everyone has…you know the one with all the things in that 'may come in useful'). § Shop around for bargains. There are some shops around Luton and Bedford which are much cheaper for basic items than the big chainstores. Make sure you have an NUS Extra Card (available from the Students’ Union) and that you are getting all of the discounts you are entitled to. Some shops offer discounts if you ask even though they are not advertise. We have a very useful guide called 'money manual for students' in the Students’ Union so please feel free to collect one. We can also talk through any issues you have regarding financial worries. To make sure you are getting all the money you are entitled to go to www.studentfinancedirect.co.uk . If you need debt advice you can get useful information from the Debt Advice Foundation www.debtadvicefoundation.org If you have been working whilst studying you may be eligible to a tax refund. For more information, check out this website www.studenttaxadvice.org.uk If you are struggling and experiencing financial hardship please contact Ian Marshall (01582 489347) and his team…you may qualify for some help from the Access to Learning Fund. For other help and advice contact either Louise Tadiar (01582 743264